Educational & Compliance 

Educational & Compliance Disclaimer

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1. Educational Purpose Only

CreditScore Desk provides educational coaching programs, templates, and guidance designed to improve financial literacy and credit understanding.

Our services are not credit repair services.

2. No Credit Repair

We do not:

• File disputes for clients

• Communicate with credit bureaus

• Remove negative items

• Guarantee credit score increases

• Offer legal, tax, or debt settlement services

All actions must be performed by the client using their own consumer rights.

3. No Legal Advice

Information is for educational purposes only and is not a substitute for:

• Legal advice

• Financial advice

• Tax advice

• Professional representation

4. No Guarantees

We do not guarantee:

• Removal of items

• Specific credit outcomes

• Loan approvals

• Score increases

Results vary by individual.

5. Client Responsibility

Users are responsible for:

• Their own actions

• Decisions

• Submissions to credit bureaus

• Use of templates and materials

6. Third-Party Referrals

We may refer users to independent third-party providers upon request.

CreditScore Desk is not responsible for the performance or services of any third-party provider.

7. Payment Processor Disclosure

To comply with PayPal’s Acceptable Use Policy:

CreditScore Desk is categorized as an Educational Services / Coaching Company, not a credit repair organization.

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